bank charges again
Posted on November 6, 2011 with 0 commentsWe have been , for the last 2 years , trying to pay various overdrafts off so we can escape their clutches, close the accounts and MOVE ON !! Of course the bank charges shut the account because they wont allow you to pay the charge over the counter... too simple, so you have to wait til November. Another month later you go in and you realise that you were overdrawn for one day in November so now you can not get rid of the account til december. I can wait. Smarmy knights templar.
You see essentially all of the things you need in life are free- somewhere to sleep, food and water and clothing . All the raw materiels for these things are lying around , but the cost comes in the form of how long it takes a person to translate their time and the raw materials into the thing you need.So you pay the apple picker and the weaver and the butcher for the cost of their time , the time it took to raise the animal , grow and pick the apple, the time it took to gather the wool and weave the cloth. this sounds old fashioned but the model works however you apply it . Even with musicians and healers and the other invisible arts, we bring stories gathered , or releif, so its a fair trade.
So you go to the market place with the thing you have taken the time to produce and you prepare to trade
Here you have to be fair and just ,and trade time for time, effort for effort , and make sure nobody leaves empty handed who has worked and offered something. But the banks are the equivalent of a guy who sticks his hand between each trade, insists that he gets a cut , then gambles it to make more.He says he is necessary to 'hold ' the money , but takes a piece each time. He lends money , money that rightfully belongs to lots of other people , and charges you and the owners of the money for the privelidge. he has bank radio stations, uniforms which change yearly, wall to wall carpeting , tv screens, expense accounts and people to badger you to buy all the other financial products you can imagine. And it is all apid for by that little cut he gets from each of our transactions.
And one of these banks tells you it gives YOU £5 a month to have the account . I had this account- it costs me £12.00 a month to have it , and then they refund you £5 if you stay in credit or pay over £1000 into the account. So if you are overdrawn you are fuc***d
What has this got to do with music and band blogging I hear you ask ? Well, when your energies are spent trying to earn enough money to fend off these unscrupulous bastards and their ingenious schemes, you have precious little time left to spend doing anything else. But fear not dear reader, we are nearly out of their clutches. Just one more month to go Mwahahahahahaha .....